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  • Writer's pictureKenneth Powell

What Coverage Covers Hitting A Pedestrian?

The term "pedestrian" can be a bit misleading, as it can be used to describe someone who is walking, driving a car, or crossing the street. In the context of traffic laws, pedestrian means someone who is "walking, either on or along a highway, road, street, or sidewalk, or crossing a roadway at a point other than the intersection of a roadway and a dividing strip or other point established by law, where the conduct of the driver is the only contact between the vehicle and the pedestrian." When you see someone getting hit by a car, what do you think? Do you think they are drunk or distracted? Do you believe they were not paying attention, or were they simply in the wrong place at the wrong time? The truth is, everyone has a different viewpoint on who is at fault because nobody's situation is identical.


What is the coverage of hitting a pedestrian?

What is the coverage of hitting a pedestrian?


In a nutshell, there is not a lot of coverage for hitting a pedestrian, but if you do, you should be aware that it will be a serious situation, and your car insurance company will likely make sure you are covered. The driver in a hit and run accident is legally liable for any injuries or property damage he or she caused. This means you can sue the driver with the help of the best pedestrian accident lawyers in St Louis MO, and if the driver is found at fault, the court can award money for your injuries or damages. In most cases, the driver will need to pay for your medical expenses, lost wages, and other expenses related to the accident, in addition to the injury money.


Getting hit by a vehicle is a scary thing; many of us don't realize that we can be liable for the injury and suffering of those around us. There are lots of different types of insurance coverage out there, and each one can help protect your assets and make sure you aren't left with paying for someone else's medical bills.


Insured and Uninsured Pedestrian

Insured and Uninsured Pedestrian


When it comes to pedestrians, most states have specific laws that mandate that the driver of a vehicle must have liability insurance before legally driving a vehicle on public roads. However, not all state laws require the driver of a vehicle to have bodily injury insurance, which protects a car accident victim from a lawsuit resulting from a crash. In some states, the law does not require the driver to have any type of insurance, instead simply saying that all drivers must have a valid driver's license. In some states, the law does not require the driver to have any type of insurance, instead simply saying that all drivers must have a valid driver's license.


The fact that you can be sued in court for hitting another human being with your car is a hotly contested issue that probably all auto accident victims agree on. As such, it is not surprising that drivers take extra care to avoid hitting anyone with their auto. This is especially true for pedestrians and cyclists, who may not have adequate auto insurance and would be unable to pay any damages resulting from a car accident.


In the wake of the tragic death of a young man hit by a car while walking across a street, many people have been asking whether the pedestrian has any recourse if the driver was not at fault. Although it is too early to say, there are a few things to keep in mind if you hit a pedestrian crossing the street in a crosswalk, uncontrolled crossing or another person on a sidewalk.


As you cross the street, you are driving your car toward the sidewalk. You are likely paying full attention to the road, but the pedestrian may not be. A recent study conducted by the Insurance Institute for Highway Safety (IIHS) found that pedestrians are nearly four times as likely to be hit by a car that crosses the street at a location other than a traffic signal. If you are about to drive your car through the pedestrian, make sure they are watching the road. Driving through a crosswalk or pedestrian safety zone is illegal unless the stop is made at a traffic signal.

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